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If you dont know what you are doing you should never interact with a smart contract directly. People like the guy who lost 500k should be using the frontends which interact with the contracts properly. https://wrapeth.com/

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it's like telling someone never to deal with physical cash or dollar bills, only use credit cards.

no its like telling someone to not craft their own payload and call the api directly. Use the front end which handles that for you.

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