Would you agree with this analogy:
"Going out into crowded public spaces unmasked and unvaccinated ... is not unlike riding a motorcycle without a helmet. And with a busted taillight and bad brakes too, because you're also putting other people at risk."
Being vaccinated is a strong tail light (having already had COVID before may be a strong tail light too). Being unvaccinated but never caught COVID is a legal but moderate tail light. Being deathly ill but sneezing on the produce is no tail light.
Also, the discussion in that podcast is a bit strange (for a bunch of reasons). For one thing, it seems to reduce the "mask question" to one of individual (or close family) risk -- "If I'm comfortable with the risk level (as affects me and my family), I should be able to decide whether to wear a mask or not (paraphrasing)" -- and completely sidesteps the community risk issue (especially in crowded public settings). Which is very different, and is of course what mask mandates (whether you agree with them or not) are designed to address.
For another, it dwells a lot on the "shame" and (what they think of) as quasi-religious aspects of mask wearing - this idea that people expect others to wear masks because those who do not are "unclean". Which may be what some people think, but to suggest that this is what most people think or that this should be part of the policy debate is just ... werid.