>>>At first, I was confused reading your assertions of what poor people of the US can do, things that obviously demand money - cash or credit - that a person in poverty don't have.

A homeless, flat-broke prostitute can turn 4 tricks in a day. Let's call them $50 each, for $200 cash-in-hand. Then they can take that $200 to Wal-Mart, buy an Android phone for $50, a SIM card for $50, and one of those loadable debit cards for $50. That leaves them with $50 cash and a $50 debit card balance. They can use their smartphone and debit card to access many of the modern amenities that the parent post mentioned, such as a delivery meal from Uber Eats, or a Greyhound bus ticket, or music on iTunes. The point is, this stuff is within the realm of the possible for the modern poor. It is NOT for a medieval king. Not at all. No matter how large his army, no matter how much gold in his coffers, Richard the Lionheart can't instantly access music from the other side of the planet while traveling across England in a climate-controlled vehicle at twice the speed of a horse.