Famous pic about situational disabilities:

https://devblogs.microsoft.com/xamarin/wp-content/uploads/si...

(Google keyword: "microsoft inclusive design situational accessibility"; ironically, the canonical image comes from a guideline at https://www.microsoft.com/design/inclusive/ which is a PDF -- nowhere as accessible as web)

> people who can hear still use captioning on their TVs

Something that is rarely mentioned: foreigners who are learning the language. Captions are a turbo booster of learning, without them it can take years to understand what's up in TV when you're learning from zero.