Wow. So let me get this straight. I can start a service, that people pay money to use. I also tell them that their credit card / personal information may not be secure and if they want to use the service that they already paid for, they have to accept that I am not liable for its security and if (when) this information does get stolen, I can give them a coupon and get way with it? Please tell me I'm wrong. This can't be legal.