But an e-bike can make high speeds feel like a casual stroll, and get someone to that speed when they do not have the experience to control it. I love fast bikes, but I also am acutely (perhaps overly) aware of the safety implications of them, as I have taken a tumble off a bike at high speed. Broken bones, road rash, hospital stays, PT, and years of chronic pain as a result. I still love me fast e-bike, and still ride it (carefully), but I am under no illusion that it isn't fast.
I think the main problem is that with an e-bike your grandma could suddenly be cruising at that speed.
20mph is also where the dangerous speed starts for us cyclist because motor traffic isn't used to cyclists going that far and every crossing without lights will become a bit of a gamble for the cyclist.