It's great that OBS works fine for you, but it's really odd that Wayland has been around for over a decade and some things people would consider basic functionality has only recently started working.
I for one hope there is something new coming where the core developers aren't so far detached from reality.
I don't expect final users to know how to do these though. They want to download OBS and it needs to just work. I'm not sure how hard it would be to implement both in the case of Zoom as to support all setups but I'd assume it's not that trivial, and given other comments above where Wayland seems to have had more than one API for capture you can see where some of these issues come from.
The short answer is that pipewire reimplements pulseaudio and jack, keeping compatability with both at the same time.