I think it's sort of unfair to reduce the whole argument to a one-liner like that. Sure, many people do take advantage of generational wealth, setting your children up for success is a basic human impulse. There are also a ton of data supporting the case that actually a huge percentage of successful/wealthy people did not get that way through generational wealth but in fact, just worked hard (also luck plays a factor).

Also, yes the rewards are unfair, life is extremely unfair pretty much all of the time.

>muh generational wealth Gone in two or three generations - irrelevant to policy decisions. Handing out these (false) mental crutches is unproductive and just creates resentment in the wrong places. Some people take a risk and are rewarded for it. Some people just work hard. Some people got a shit hand. You come across as one of those load voices clamoring for some policy without any appreciation for nuance.