A farmer owning a $250,000 tractor is a very different thing than a pilot owning a $250,000,000 aircraft. I would say that there is a much greater expectation that a farmer should be able to repair their own tractor, for example.
Wait, maybe Jeremy Clarkson bought that lambo tractor under his own name. But it is more likely that his production company owns it.
The fact is, a pilot did not purchase the plane with his own money, and is working for a giant corporation that can negotiate a contract with another giant corporation.
A farmer, esp. a small scale private farmer, is not in the same position to negotiate a favourable contract as American Airlines would to Boeing.