FTP is horrible. I'm glad as a web dev I haven't touched it in 8 years not since I worked for a hosting company in tech support.... git, or even rsync over ssh is way better...
The upcoming generation..even the 'non-tech' people are tech-savvy, meaning most could probably get arch linux up and running at least via a distro or follow the docs, etc...where there parents would fail.
the problem is they need to create something w/ a big enough value proposition but at the same time, easy enough for the masses to assimilate and understand it, and that serves enough utility to make it worth it.
Something like an actual currency w/ basic income dividends (taxed $ goes to lowest 50% who have a minimum utilization score), and identity/fraud management, that has a built in tax and cap system so whales can't abuse it, and zero transaction fees, instead fees are taxes for hodling and lack of utilizing (less daily/weekly transactions lower your utilization score, so you might lose a couple coins/day until you start spending more). Fraud/ID comes in handy here so you can't just spend it to yourself or other accounts you own. 1:1 only.
It'd need wide adoption to make utilization scores accessible, and maybe the price be pegged at or near a loaf of bread... and somehow make that global to be a universal price-setter to.. like say it's 1000 x currency for a loaf of bread in X country and 100y currency for a loaf of bread in y country, the c (coin) to y trade rate would be 100:1, and 1000:1 for x.
I also feel that decentralization can be bad, full democratization is good, and DAO's would be good assuming every member gets equal voting rights (protect against whales), but sometimes esp. in the beginning centralized aspects like identity verifiers could go a long way towards building something resilient, and make tweaks/iterate changes faster than blockchain tech, and then when the tech is more sound in 10 years, move 100% decentralized... or only parts if that's what the org votes on....etc...
When this expands to include metaverse it even becomes more important to have liquid democracy at its core, to ensure fairness and that companies don't control everything.