It bothers me sometimes if other people do that, it does not bother me at all if actual trans people want to talk about it. Thank you for sharing, that angle didn't occur to me.
I'm glad you did, as I hadn't thought about that since it isn't part of my day-to-day experience.
It seems to me that, for the purposes of understanding your legal history it makes sense to keep track of someone's deadname at such an agency. If someone accrued massive debt (or massive positive credit) under their deadname, then that still reflects on them. It sucks to have it recorded that one is trans, or to hear a deadname, but I don't see how it can be avoided.
It is not one's legal history. It's a monster of a private industry trying to justify its own existence, which the world turned without for the longest time. There are many other ways that these reports have harmed non-trans people with false or outdated information.
If someone accrues massive debt, that's the bank's problem, to recover in collections, the court or with the sheriff, and not by giving someone a virtual scarlet letter. Maybe they shouldn't play this massive game of easy, crippling credit, points and cashback rewards. As to massive positive credit, I couldn't care less whether I have their favor.
I don't see what the issue is. The fact that you previously used that name is a piece of factual information about you. Should anyone be allowed to suppress factual information about themselves because they're uncomfortable with it? eg. "10 years ago I racked up enormous amounts of debt. I'm shameful of that. Being reminded of that hurts me. I would like that information to be expunged."
>There are many other ways that these reports have harmed non-transgender people with false, misleading or outdated information.
This isn't really a convincing argument. You can make the same argument for the internet, ie. "there are many other ways that the internet has harmed non-transgender people with false, misleading or outdated information, we should ban it". What about the advantages? ie. banks being able to accurately assess risk, and reliable borrowers not having to pay for the credit risk of unreliable borrowers?
>If someone accrues massive debt, that's the bank's problem, to recover in collections, the court or with the sheriff, and not by giving someone a virtual scarlet letter.
If someone accrues massive debt and refuses to pay it, don't you think it's fair for the lender to tell other people of the experience?
Just because it's factual that I caught gonorrhoea from a prostitute while on holiday in Thailand, doesn't mean Equifax has a right to tell my boss, my landlord, and half a dozen russian hackers about it.
that seems to be an entirely different issue because the information is privileged/confidential. For the purposes of this argument I'll concede that information obtained under confidence shouldn't be able to be disseminated. That said, I can't really imagine "you didn't pay your debts" to be in the same category of secrecy as "caught gonorrhoea from a prostitute". That's even more true for something as public as your name.
Thus, credit history is for the lenders and by the lenders, all with the purpose of maximizing revenue for the lenders. How one concludes that permanent credit history is some burden all citizenry has to bear for their lifetime is beyond me.
Actually yes, given sufficient elapsed time. People change a lot over ten years.
As other users noted, I have personally zero issue when it is an individual case ( my personal misgivings start somewhere where it moves to a political wedge issue ).
What do you mean, that you go through life as a woman but that the DB says you were born as a man (for example) ?
Good perspective and thanks for sharing it. I am curious about your choice of words though. You said "sexuality" and not "gender identity". Is there some reason why? I've always thought of the term sexuality to be how you feel about others. Or is that what you meant here?
They also used theworknumber funny enough for any "employment verification" etc, pretty sure they have a partnership.
You're right. Too bad it didn't stop you from doing it anyway.
Also: it looks like your account has been using HN primarily for ideological battle. We also ban accounts that do that, regardless of what they're battling for, because it destroys the curious conversation this site is supposed to be for. I'm not going to ban you right now because you've also posted good things, but we need you to be aware of this rule and stop that pattern. More explanation here: https://hn.algolia.com/?sort=byDate&dateRange=all&type=comme....
Ideological debates are more likely to get someone to login to respond anyway. And throwaway accounts exist because holding a controversial opinion gets you downvoted automatically. If your intention is to shut down any kind of debate, curious conversation just won't exist here at all.
Btw, repeating someone else's self-deprecating remark can absolutely be a form of personal attack; especially if you then pile on, as your comment did. That's not nice at all.