A lot of it used to be caused by manure runoff from large animal operations. But twenty or more years ago laws were changed and regulators focused their attention on correcting this problem. There are always exceptions but mostly this problem is fixed. Farmers have to file plans on which lands gets manure, complete with soil tests showing they're not overdoing it.
I helped farmers in the late nineties fill out these reports in my former career as an agronomist. Back then some larger farmers were either moving to composting or using the manure to power plants creating electricity.
So where is it coming from now? Lawn fertilizer! People over fertilizing their lawns.