Interledger is a clearing protocol and thus has more stringent requirements from a regulatory point of view.
Our goal as a community is still to get there but this is going to take longer. Happy to answer any questions you have
Havent you been reading all the threads here? There is no market for trustless/noncustodial transactions solely because you could do peer to peer transactions in an Oracle™ database with geographically distant replicas that you or anybody else put up, but fortunately only after you ask them nicely and apply for the API key if your use case gets approved after filling out all the routine cybersecurity forms, and its so much faster anyway so surely there is no value for a permissionless system at all. /s