You could say the same thing about laundry.

While US has a plethora of laundromats and buildings get dedicated laundry rooms, in Europe (at least), even the tiniest apartments in apartment buildings have their own washing machine.

While there is some overhead (if it breaks, you have to find someone to fix it; you need to clean that filter...), people have happily accepted the decentralization since the benefits outweigh the overhead.

Same can be done with any other tech if we focus on streamlining it.