The lockdowns taught me how much money I was wasting each month. After the first month I had enough left in my bank account that I panicked and briefly thought I missed a mortgage payment or something. No, it just turned out that going to restaurants, bars, coffee shops, malls, etc., was just a lot more money than I was mentally tracking. I've completely cut them out of my life and have been putting an extra $700/mo into my Roth. It made me realize just how much of the economy is unnecessary and really just convenience-based, and largely invisible if you're engaged in the habitualized behavior. After looking at things through that lens, I just spend a heck of a lot less than I used to as I basically now categorize everything into "necessary" or "unnecessary." I don't see that changing. I now really enjoy cooking for family and friends and my freshly burr-ground coffee is perfect, every day, without a line.