I think the layer that gets left out is the abuse of power in these situations. If someone is unable to pay their rent and they get public assistance, I don't think that's getting off with bad behavior; that's a policy decision put into effect. If Nancy Pelosi is benefitting from insider trading because of her ability to steer and change governmental policy, that is abuse.
It sounds like I'm being picky about the examples here, but I think the part that rang the most true was about holding people in the positions of leadership responsible, much like the author's Navy Seal friend telling his AOIC's to lead by example. If the people in charge get away with something, and I'm way less publicly visible than they are, what's to stop me from trying?