OnlyFans ghostwriters, who say their job includes catfishing paying fans
businessinsider.com
businessinsider.com
(But I don't use it or Instagram so I'm only really aware of it from non-UK specific stuff online. But then, if I am so are others, and some percentage of us that are aware of it presumably end up using it?)
I guess in well-off countries like Finland, less girls are taking their clothes off and putting their bits online. Maybe I'm just not looking...
But yeah, it's an incredible confluence. Investment banks becoming unregulated, super big, and crashing the world economy, depressing the job market for a decade plus. Reality TV, social media, and "talent" shows promoting the "Get rich quick through fame" lifestyle. The broadcast camera and studio that fits in your pocket (thanks Steve). Everyone making some fortune out of the crypto-scam. A pandemic, lockdown and bailout money making a lot of horny guys with cash to spend: OnlyFans!
Feels like the Black Mirror episode "Fifteen Million Merits" (where everyone was trying to get into a talent show).
Chatting with members of the opposite sex does not strike me as especially difficult. There are co-workers, there are neighbors, acquaintances from various activities, a spouse. If you mean chats leading quickly to sexual relations, well, that's another matter.