Correct, I am describing exactly that.
And to your point, I would agree, but only insofar as the water that people are not being denied access to is not privately owned.
For example, you taking water out of the ocean, desalting it, and then consuming it is perfectly fine. Nobody owns the ocean. You haven't violated anyone's property rights. Me being forced to give you water that I have paid for would be a violation of my property rights, thus it would be deemed a positive right, and rights in the US are not positive.
This is the same for housing. Nobody should be denied the use of their private property as they see fit (zoning laws would be a consideration upon purchase). Thus, housing is a negative right in that nobody would stop anyone from setting up a tent or living nomadically on their own property. This already exists today!
The problem comes into play when people try to institute positive rights on housing which either force someone into an involuntary transaction through providing time/resources to build someone else a house or via forcing them to allow people to use their privately held land as a camping site.