I think it will be more like this, as parts of what you say seem very unApple like:
The Apple car is electric, with two charging point, the batteries last a long time but the special Apple charge connection hub costs $1199, there is a part of it that is really smartly designed but somehow also more fragile than you would expect and as a consequence you replace these one per year because it breaks beyond repair.
The first year you replace it fine, and the cost is actually down to $1099.
The second year the old model is no longer available but the new model that will work with your car and the newer Apple cars both also will work to charge any apple device if you lay it on the Apple car dashboard while charging with the new model charger. It's some sort of clever design innovation that you're not sure why it couldn't work without the new charger but ok, anyway the new charger costs $1330.
You have 3 forms of heated seat pads, these are the simple at 199, the integrated at 499 that has a dedicated app to monitor optimal healthy sitting posture and maintain vitals connection to your Apple Watch, and the Pro at 1100 that allows you handle racing speed Gs.
You need to have the Pro to unlock the Racing Speed Gs because of safety features that would kick in without the Pro helping to handle that speed.
In the end of year 3 the next level Pro brings in massage capabilities at 1400, but you find that it uses up too much battery requiring more and longer charging unless you update to the new Charger Pro which costs also 1400.
Want Apple debug data for your car, you get extra data on your Apple iCloud, but not enough to actually make it usable in fact basically the car uses up the data you had so quickly that you have to pay for iCloud+ Andretti, which gives you a basic 3 TB storage, and a revolving time series data for car usage that can be used for diagnostics etc. $15 a month.
The Car camera array is really sweet but you find that road trip you made to the keys maxed out your iCloud, so you opt in for the iCloud+ Trixie account $20 dollars a month but with 7 TB, you figure that will probably last.
Most of the apps for the car are free, if you call advertising supported apps free, but there are a few ones you find essential that you pay for of course.
One of them is the top notch autonomous driving app AutoDRave which costs a basic $120 but if you want the continually updated road conditions and newest ML edge case determination routines you should really pay for the $25 a month subscription.
I think we all get the picture here....