Scale comparison: Cryptocurrency-based technology has been publicly available for at least 12 years now. If I place initial public availability of the web at about 1992, we're currently in the equivalent of 2004, when two of the three described usecases were already widely available in developed nations. Amazon was maybe not a household name yet, but e-commerce was already an accepted purchasing model for several product categories, and Skype gave the world very cheap international phone calls. Only the video usecase was still terrible because of the available bandwidth.
In 2004 i was downloading textures and skins for the sims and xplane, and joining forums to chat and share music. Then there was a while imo where the internet felt dominated by facebook/google/youtube, but the past couple of years ive sunk into smaller communities making things in crypto/web3 and its fun and exciting. I spend most of my online time in that space. It feels more like being in a WoW guild than using twitter. There is profit/loss and speculation that excites/angers the masses, but theres also the best online communities ive ever been a part of, doing things like making games and custom skins and sharing music. Some things change and some things stay the same. Im pretty positive on the idea that making new tools, providing permissionless access, and building it with free open source software, people can do neat and surprising things. Till then people will see what they want to see, because its all there. Sturgeons law etc
With e commerce you could view a dynamic catalog and place an order without a painful lengthy phone call.
Cryptos biggest innovation is not being a bank account. But DeFI. Uniswap is huge! And it solves a real pain. Crypto margin loans solve a real pain.
But crypto is not by any stretch better than a dollar for my day to day life.
Which is kinda cool. But also kinda depressing.