> If you put credit card, do chargeback and put your card on hold.
I'm sorry, but this is poor advice.
As per the Visa website, definition of a chargeback:
"A chargeback (otherwise known as a dispute) is a way for your bank that issued your card to reclaim money from the retailer’s bank when you do not get the goods or services you paid for, including if the retailer or supplier has gone out of business."
Therefore:
- If the cardholder knowingly signed up to AWS, then this is not a vaild reason for a chargeback.
- If the cardholder knowingly activated chargeable AWS services, then this is not a vaild reason for a chargeback.
- If AWS delivered the activated chargeable AWS services as requested, then this is not a valid reason for a chargeback.
- In AWS case, did the cardholder take sufficient steps to secure their account (most banks these days have a security clause in their agreements).
The correct and only way to solve this is through entering discussions with AWS. And, if you are insistent on spending money on lawyers, don't waste the lawyer's time on card chargebacks, get the lawyer to engage with AWS Legal instead.
Don't abuse / misuse credit card chargebacks. It only ends up making life more difficult for the rest of us because the only thing that will happen is banks and card issuers will make people jump through even more hoops to "prove it".