It's terrifying that the punishments are so draconian (because one false move and you lose access to the entire Google account, and possibly become persona non-grata and lose the ability to create another one even in a company context), it's hard to understand what the rules are, the appeals process generally won't help, and even being a paying customer won't save you.

It seems like best practice for any professional who needs to use Google anything would be to avoid Google to the greatest extent possible except in professional contexts, lest some inadvertent mistake (or something malicious like a hack) cripple your career.