Good for you, there should be a checkbox so I don't have to suffer for your preferences.
I personally believe it is arrogance to say that non-technical users shouldn't be allowed to control their own PCs. And besides, a lot of users of PCs at home are technical. So I strenuously disagree with you.
I mean, look at your language: "MS taking over is really not a big deal". How am I supposed to have interpreted that?
Windows is actively user hostile when it comes to updates.
And if Windows Home users should be able to disable automatic updates is debatable.