Humans are surprisingly good at driving under normal conditions.
In my experience, I've not been in an accident with a teen, nor someone elderly, though I know people that have (both causing and being involved). Neither have I been in an accident with someone that I could tell was impaired by drugs or alcohol. I don't know for sure any of them involved a phone for that matter. Weather was only a factor in one accident (pouring rain, low visibility).
I have nothing to suggest that any of my accidents were caused by anything other than inattentiveness, even the one time weather played a minor role. I also see a lot of dangerous behavior every time I drive: people running lights and stop signs, completely ignoring yield signs (seriously, they must be invisible to everyone else), failing to yield right of way, failing to signal turns and lane changes (my favorite is turning the signal on after moving into the turn lane), lots of phone usage (for everything except making a call, from maps to texting to watching videos!).
Do you just drive a lot or do you brake too late / too hard? Because an accident rate that high is rather unusual.
You mean live in a place where drivers tailgate?
As I stated in my post, most of them are due to people being inattentive and not following the basics like keeping a reasonable distance checking blind spots. Others I suspect phone use, but can't prove it.
That's way too many to take your word for it. Where there's smoke, there's fire. Well, maybe not... but you sure as shit should suspect a fire.
I wonder how well self driving algorithms would compare if tested in such a "hostile" environment? Perhaps we shouldn't allow them on more "friendly" roads until they can consistently surpass human performance under such adverse conditions.