Smooth Wallet - Personal finance that doesn't suck.
smoothwallet.com
smoothwallet.com
I'm not going to sign up for a site just to see what it does. You really should show users more before forcing them to sign up. Some sites can get away with this, but a finance site cannot in my opinion.
Show me why it "doesn't suck" before you make me sign up and spend time getting it running. For all I know the site is awesome, but you haven't shown me and when it comes to my money I don't like having to discover the apps that I want to use to organize it. I want to know what it does before I start looking at it because for all I know it doesn't do something that absolutely need. Then you're wasting my time and that is money.
Sorry, more info on the front page like a tour is needed. Otherwise, you lost me as a potential customer.
If you have auto import from banks then you will need major differentiators from Mint which could be as simple as being able to easily search/manipulate transactions in a clean interface.
Without auto import from banks, you need a way to make entry effortless. I think the idea of entering transactions into a non-mobile facing app will fade. If people want to keep track of transactions manually themselves, they will enter them in a mobile app and then analyze them on their computers.
The phone part is really for checking your "safe to spend" balance on the fly. I really miss that with desktop-based programs.
So this is a web-based money management app similar to what Wesabe was doing a while back.
Smooth is at-its-core a manual checking account manager. Yes, some people still actually prefer to manually add transactions, and I'm one of them.
Iterate!
$5 per month is a reasonable price that will motivate me to continue making the product kick ass for those who value it as much as I.
If confidence & organization with your personal finance isn't worth $5, then I suggest you use your bank's built-in online system or Mint.
But that just as well implies that the guy who creates this app for his own use (according to other comments here) probably won't be able to help me get into shape, saving/planning wise..
I'm building the app for myself, the way I want a checking account app to actually work. iBank, Quicken, Koku are all missing something. I'm going to fix the problems that I perceive as roadblocks, and offer it to people who might also agree with me.
And the people who agree with me on those features probably have ideas for other good, interesting and innovative features in the personal finance world.
A better interface would be one where I record the stuff I pay a fee monthly, such as web hosting, Github, online subscriptions, etc, and see at a glance all the monthly expenses I have, and the %. Sometimes I just wanna see how much I'm paying for that MailChimp subscription because i forgot, and Mint.com is too cumbersome for that.