Bank-to-bank money transfers in South Africa is a mostly solved problem. (Electronic funds transfer/known as EFT locally)

- payments above coffee-shop prices often happen by EFT. - it arrives within 2 days, bank sends proof of payment instantly and sellers accept that as sufficient proof. - can opt to send instantaneously which reflects within seconds to minutes (for a small fee, like ~$1). - non reversible - need bank account number and bank name

That’s for push, for pull, debit orders exist, but they are luckily easily reversible. Unfortunately fraud on this is super high.

Always strange when in the US and the landlord asks me to pay by cheque. Something we havent seen in SA in ~15 years.