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It’s crazy how much Zelle has taken off in my area. Home contractors. My barber. My family.

Also the etiquette that’s emerged around using Zelle is funny too. If I’m paying someone new, they’ll normally have me send $1 as a test to make sure we all have the right contact info before sending the rest.

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They should be able to request a payment instead of sending $1. If I go into Bank of America's app, I see "Send" "Request" and "Split" options.

I do not see these options on BoA's website though, which is a dumb inconsistency.

Yeah it’s pretty inconsistent. I can request money through USAA but my barber’s bank doesn’t let him request, so he does the whole “Send $1” dance.

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