And commuter bike tyres are usually substantially beefier.
Of course, at 100kph you might have other issues, like stopping in time, but I wouldn’t expect my tyres to fall apart under me. If you have any further information on this topic I’d love to see it!
Same way how(at least over here) anyone can ride a 50cc motorbike without any training whatsoever, but to ride something more powerful you need a proper motorcycle licence. I'd be happy with some sort of process where you can only ride a 250W ebike with no self-drive without a licence, but more powerful motors are available after passing a licence and with mandatory insurance.
(I am not a fan of overregulation. In the USA we have made practically everything illegial.)
I take it you've never seen the Tour de France then?