Nowhere near 90% efficient. Door handles, side mirrors, vents, grilles, exposed wheels, several inches of ground clearance.
But just looking at drag force, there are a lot of things that can be done to reduce it by more than 10%, they're just unpalatable, impractical, or simply haven't been implemented.
Also a lot of energy is lost to heat, even in electric cars if you're looking at the whole car and not just the aerodynamics.
The handles are distinctly non-Tesla style, very pronounced, but they've tackled the wing mirrors actively by shaping the air with the headlights. https://mynissanleaf.com/viewtopic.php?t=6836
I expect as we see more small EVs (Small by non-US car sizes) built on native EV platforms, we'll start to see more adventurous designs for aerodynamic reasons as you can't hide a large battery in a small cheap car.