Financial Planning Tools for Startup Employees

Hello HN, I'm head of engineering at Harness Wealth. Yesterday we launched our suite of financial planning tools for startup employees. We set out to answer the question: "How will my life change when my startup exits?" It’s a question every early employee thinks about, yet there is zero accessible guidance on this. You’re on your own for the most consequential financial event of your life.

Our tools will show you the different IPO outcomes when optimizing for capital gains, minimizing risk, or avoiding AMT (alternative minimum tax). We also give you a holistic view of your net worth using our Grant Admin and Personal Balance Sheet, replacing your custom built spreadsheets.

I hope HN readers find these tools useful and we’re just getting started, we'll be adding support for RSUs, SPACs, acquisitions, and additional scenarios i the near future.