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Comment by gonehome | Hacker News Reader

I have a pretty complex financial situation, but Fidelity can just do all of it more easily than retail banks.

Is there something banks like BoA do better that I'm missing? When I've asked people I know this I haven't gotten any good answers. I'm genuinely asking.

My impression is that BoA, Wells Fargo, etc. mostly take advantage of customers that don't know better options exist.

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Your impression may come from the fact that many people don't talk openly about their finances to random people on the internet.

For me, Fidelity is a non-starter, for reasons that are none of your business.

It's nice that you like Fidelity. But it's a good idea to recognize that your finances and life situation are unique to you.

Cool - so a non-answer and condescending dismissal of genuine questions.

Lots of people talk about finances online. See r/personalfinance or r/financialindependence. It’s a good way to learn.

I am not "lots of people." I have no interest in being "lots of people," or in proving myself to strangers on the internet.

I cannot convey 50 years of my financial life, experience, and history into what fits in an internet post. Anyone who can probably has a very narrow view of finance. I can say that I know how to manage my finances, and my accountant agrees with my methods and track record.

But if you think Reddit is the route to financial literacy, I can understand why you don't understand.

That response is awfully unconstructive and dismissive. Perhaps you're able to articulate why you believe Reddit, specifically r/personalfinance and other reasonable boards, are bad, no?

I don't necessarily think Reddit is a good route to financial literacy. Nor do I know of a better route. Despite (or because?) of all that, I still think the question was reasonable. If you don't want to answer the question, that's fine. But you don't have to be so antagonistic about it.

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