I worked remotely for a nigerian fintech that had to do intergrations between the big banks in western africa (and crypto markets) and farmers trying to sell their crops and they pretty much had to get access to capital (which is hard for most people not already intimately connected to wealth/power) to fund __infrastructure__, even before doing anything else (market places local producers/traders getting access global commodity markets via crypto). Even the big banks in nigeria don't even want to fund infrastructure stuff…
Same is true for many places i've visited within Indonesia (been living thru ME to east asia since 2016), its crazy to see local news about new airport being built in an area with pretty much nothing there for most people who are quick to overlook these types of things because they take it for granted in their everyday life.
There's that long-term downside of destroying the planet. If your planning horizon is next year, or next month, or next week, that might not be a major consideration.
Those who do have a long-term planning horizon must take into consideration those who do not.