What one really gets from this book is an understanding of where the human 'crabs in bucket' attitude comes from and how it is deep within our natural instincts. Having spent a lot of time in 3rd world countries, I can say that his description of debt and how things work through guilt and people manipulating each other is exactly how things still work. He actually treats it like it is a good thing though, but once you see it for yourself it is clear that this is has a lot to do with why these places are still poor. Breaking free from that, and inventing objective measures of credit and laws for proper debt accounting and repayment, has a lot to do with why we are so happy and rich in the modern world, I think.