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I've never had this problem. They've made it so easy that you only ever have to talk to someone once. The rest of the time it's all online and is automatically deposited into your bank account.

It may have been a problem because your ex-employer disputed it.

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This was in California. You have to physically fill out forms every two weeks and get checks mailed to you. My employer was a huge tech firm that laid off 25% of the company. They were actually very helpful in the transition, but they can't work miracles on bureaucracy.

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