Post something, or don't. Don't put up a blocking modal to force me to read some terms & conditions before reading the actual content.
The only problem is, the lawyers who interpret things the US government says, are requiring them to show it.
Unfortunately, the government has decided you're too stupid to critically read words written by an investment firm. Your elected representatives believe you need to be reminded that investment firms might be writing bullshit to try and take your money.
The only problem is, if you're too stupid to use critical thinking when reading words on the internet, you're also not likely to be the type of person who would read a terms & conditions.
Welcome to exciting world of well intentioned but poorly thought-out legislation with hilariously irrational unintended consequences.