Do you think this is a typo? They use the random trio several places.

"unauthorized access to or use of Your Digital Data or an Eligible Wireless Cellular Telephone, Rental Vehicle, or Covered Purchase;"

->

"unauthorized access to or use of Your Digital Data ON an Eligible Wireless Cellular Telephone, Rental Vehicle, or Covered Purchase;"?

Subverting the nfc key would count. Or if your car is unlocked/controlled by an app, subverting that app.

If it’s self-driving and connected to a network, I can easily see how a cyberattack could result in a car theft.