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Thanks for the explanation.

Follow-up question: I downloaded Authy on my phone and my desktop, and the first thing it wants is a phone number. I'm trying to solve for not having a phone -- can Bitwarden's TOTP be used without a phone number being provided?

Thanks in advance.

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Bitwarden does not require a phone, but it sadly TOTP support is only in the paid version. What I do is keep TOTP in an app called Aegis, which supports backing up the seeds. This way, I can always use the seed file to setup Aegis on a new device.

TOTP support is free if you selfhost it, e.g. with Vaultwarden [0].

0: https://github.com/dani-garcia/vaultwarden

To be fair, the paid version of Bitwarden is only 10$ per YEAR and you get lots of extra features besides TOTP support with that too:

https://bitwarden.com/pricing/

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