I go through this very similar thought process every time I look at bitcoin. I don’t know how much I ever accumulated, it wasn’t much, but I was definitely tinkering with it very early on before it had any real value. I plugged coinbase into a checking account that I could easily dripped in 10 bucks a month since like 2012. But I didn’t do any of that, I just ignored it.
Fast forward to now and I see those as missed opportunities, but the reality is there’s no way I would’ve held until now. Or I would’ve lost it. Or something else.