Not hardly.
All of your 'wuts' are easily verifiable via a cursory search. There are ads for various MS services all over Windows.
https://www.howtogeek.com/269331/how-to-disable-all-of-windo...
https://www.ghacks.net/2017/03/08/windows-10-turn-off-ads-in...
The problem is that less tech savvy people wont know how to turn this off. They dont need to be advertised inside a product they _bought_. Should be opt-in, not out.
MS Teams installation:? Neither linux nor macos install Slack/Discord/etc for you out of the gate.
Telemetry:? Same as Ads; should be opt-in, not out.