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Is there an easy way for people with yachts to transport stuff like this for a profit?

No. Virtually all goods that move by sea (save for commodities like oil) move in containers, which require container ships and associated infrastructure (deep water ports, etc.).

If containers aren't working I'm sure people would be willing to use something like the black and yellow totes given enough market pressure.

I think you're vastly underestimating the volume of cargo that moves and the world of infrastructure that has been put in place to move it.

Also, to the extent that small vessels are used in the "transportation" business, it's for contraband, not Beanie Babies. Look up the street value of 100 kilos (~220 pounds) of cocaine in major US and European cities and compare it to the value of a 40 foot container full of nuts and bolts.

Suppose someone was willing to follow the law; How would they advertise this service?

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