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Neither.

The purpose of cryptocurrency is peer-to-peer transactions. No central bank, no retail banks, no payment processors, no KYC, no gatekeeping.

A few days ago there was a thread about Stripe locking a business’ account for no reason, with no support, grinding their entire business to a halt. That’s not the future of cryptocurrency I want.

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I doubt governments will allow payments without KYC. I think even for citizens that's a bad trade off. I feel much safer if I know whom I am doing business with.

Sure, but then there’s no point to a peer-to-peer decentralized cryptocurrency.

Cryptocurrency is a peer-to-peer decentralized network. The government can’t stop me from sending or receiving cryptocurrency.

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