Are you also feel safer that Apple decides what apps you are allowed to run? For example, in China, iOS users aren't allowed to run Signal or Protonmail apps.

Did it occur to you that if a user is not the final authority who decides which apps should run on the device, he is not really owning the device, but merely leasing it, under some strict terms?

If I can make a purchase or get a subscription through Apple I always do because I know it will be infinitely easier to cancel and I won’t have to deal with any shady billing from sites that store your card info. I don’t understand why Apple can’t require their payment methods but also allow the option for external payment. Apple should position themselves like American Express: maybe a touch more expensive but worth it for the peace of mind and ease of getting assistance.

I think the solution is for Apple to require that all payments at least have the option of being made through the app store payment system, while allowing developers that want to take the time and effort to set up outside payments do that as well.

Consumers can continue to use app-store payments if they wish (and I bet the vast majority would), but developers and companies can no longer complain about Apple's monopoly over payment processing.

What if the alternatives were PayPal, Amazon Pay, Google Pay, Steam, etc. ? Would you not similarly trust those payment processors?

Also, it should be telling that if you are using an App which only offers: Sketchy Payment Processor, that the app itself is sketchy, so just go use another app.

Okay but charging fees on in-app purchases as a pretty high percentage of the purchase amount is ridiculous and basically just a moneymaking racket with no real justification, that they do just because they can and they already have a stable base of customers who are unlikely to switch to a competitor (Android is the only competitor).

Flat per-transaction fees to cover operating costs is more acceptable. But Apple might make less money in that scheme. On the other hand, more developers might be willing to write apps for iOS if they weren't getting gouged by such high Apple Store fees, so Apple might even come out ahead if they reformed their pricing and payments policy.

Nothing would stop you from limiting yourself to apps that only use Apple's ecosystem, but what is the reason to stop others from installing apps that are using other ecosystems on their iOS devices?

I would certainly enjoy F-Droid for iOS.

Why not just require whether or not it is going through apple to be prominently displayed, and you can only use the apple App Store then, and allow other people to use other payment processors if they trust them?