Maybe, though by comparison to Google one of Apple's pretty well-known selling points is having actual support by real people available at all times.
Yes. Apple may be more trustworthy than Google, but you're still needlessly giving them opportunity to screw you (most likely by accident or through random error). Use a password manager and set up actual accounts.
The Fappening allegedly occurred in part because of lack of rate limiting of Find My iPhone API auth.
Take that as a grain of salt.
It's also a reason to assume that they've corrected that by now, if you want possible silver lining.
I don’t think any of us know how much risk we have due to automated rules created by these high scale tech companies with very small customer service departments.