"But I need to make money, too" isn't an excuse. It 
   wants to be, but it is not. 

There's another way to phrase that.

   "But I would like to buy food, clothing, and pay my rent" 
   isn't an excuse. It wants to be, but it is not. 

People need food and places to live. The vast majority of people on Earth aren't fortunate enough to have a year or two worth of savings to tide them over while they work on some dream project that

I would say your incentives don't align. By effectively restricting the privilege of app/product creation to those people that have a strong economic cushion, you're effectively excluding most of the people on Earth, particularly those that not already wealthy and particularly those with people besides themselves to care for.

    "if you can't afford to pay your workers a living wage 
    you can't afford to do business" of many retail/service 
    environments.

But app creators should just do it for free? Until the money maaaaybe rolls in? Most business/apps/etc fail.