By resolution here I’m talking about what we could crudely measure in megapixels. Say for example that we have a target resolution of 5MP. We then calculate the corresponding CoC for both cameras based on their respective sensor sizes. You’ll find that the CoC for the iPhone will be smaller in proportion to the difference in focal lengths between the iPhone and DSLR. That cancels out one of the factors of f.
Sudosysgen is saying the same thing, but without going indirectly via the DoF formula that you’ve been using.