It's absolutely toxic that companies like this think they can move into the crypto space, it was set up explicitly to get away from companies like this.
As for "companies like this", pretty much every company in the crypto space has terms and conditions. There's no reason why a "crypto native" company will have a more generous interpretation than a company like Stripe.
https://help.coinbase.com/en/coinbase/other-topics/other/doe...
https://www.gemini.com/legal/user-agreement#section-account-...
I think that's a misleading statement since there are dozens of different currencies out there with different objectives. The original premise of Bitcoin as an alternative decentralized currency has been an abject failure since it has since morphed into an investment asset with no measurable fundamentals. Others exist to make currency transfers easier and they do that pretty well. Some likely exist as money laundering. Doge exists as a joke that got out of hand.
I expect that most power users and big players will opt for a Stripe-free crypto payment method.