A company sent me roles at $125k recently. I wrote them back with a polite variation of "heck no, my rate is $250k".
I'm currently quite broke-- $5k to my name (too many sabbaticals, plus only recently paid off student debt and pivoted into engineering). But I bluff every time and sometimes it works out. Nothing to lose: there seem to be infinite employers in need of software engineers.
They wrote back to schedule an interview.
Excluding finance, there's Spotify, Doordash, Salesforce, Square, Twitter (incl. remote), Coinbase (remote), Palantir, Roku, Affirm, Robinhood... and that's just the publicly-traded companies that explicitly have offices in New York. You have even more options looking at companies that are either remote-friendly, or are late-stage startups with competitive equity grants (i.e. Stripe, Instacart, etc), or both (there's a lot of overlap between those two categories).