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There are at least a handful of countries that offer services like this (basic check cashing, and in some cases, accounts with balances) via the post office. Italy, France, and Japan come to mind as examples, I'm sure there are more.

(The company that I work for is a fintech that deals a lot with unbanked/underbanked communities)

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Sure but what were the ID requirements. That was the OPs criticism.

Yeah, good point - I can't say what the ID requirements are for those banks. I know that for international remittances (my line of work) we need things like a national ID or passport, so it seems like it'd be along the same lines, perhaps even a little less strict because there are fewer concerns w/r/t money laundering or terrorist funding.

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