While I'm sure your bank could lock you out as well, you basically never hear about it. But with Google, there have been multiple high profile lockouts that show both 1) it can happen to anyone, and 2) getting access restored is slow, difficult, and not always successful. That's not the behavior that makes people feel like their money is safe.
People get locked out of their financial accounts all the time and despite persistent rumors to the contrary, it is way more likely that your bank or credit network is using a blackbox AI to do it, with a shit vendor like Feedzai.
Good luck getting to speak to a human at Google. And when you do find one, they'll tell you they can't overturn the dumbass AI.
>People get locked out of their financial accounts all the time and despite persistent rumors to the contrary, it is way more likely that your bank or credit network is using a blackbox AI to do it, with a shit vendor like Feedzai.
That's not being locked out of your account. You weren't able to charge but, should you have had the need, you would have been able to log in to your Visa account online to diagnose the issue. You would have also been able to dial a number or email for support. With Google, you are indeed locked out of your account and every other account you authenticated with using your Google account. There is no phone number or email address. There is no support. The scenario you bring up pales in comparison to Google's behavior.
This is in no way similar to the account lockout behavior being discussed in the Google context, where Google is making irreversible decisions that you have little to no input or insight into.