I've had this one SSD since at least 2013 and it ain't dead yet. It's been duct taped in laptops and formatted and overwritten multiple times with different operating systems. it's been used as an external USB drive with a little connector. For a laugh I've actually forced a defragment on it using mydefrag a couple times. If any SSD should have died due to excessive writes it should have been this one.
In those 8 years you propably wrote less to the SSD as If it was a cache device for a write intensive server in a day ;)
Alternative thread: How to disable built in write protections on my SSD? I'm a programmer and I know what I'm doing...
There's S.M.A.R.T. and a lot of freeware that can read it and tell you how much has been written to the disk. If only it were built into operating systems, with a graph, then you could set up warnings, like you can for overheating CPUs, etc.
Who's to say a workload is excessive?
You should at least get a warning.
I dunno, maybe scammers will tell you that your ssd will burn up if you don’t pay them $200.